Splitwise alternatives in 2026, compared.

Splitwise’s free plan lets you add up to 4 expenses a day, and it shows ads; Pro removes both. Four a day runs out on the first day of a trip. Our guide to the limit covers the workarounds and what Pro adds.

• Tricount is free, with no daily expense cap. It records costs in different currencies and shows the trip total in one, and works offline. A shared link opens the app or sends friends to the store. It’s tied to bunq: new users get a bunq account when they sign up.
• Spliit is free and open source, with no ads and no account, paid for by donations. Its website works in a phone’s browser, with every split mode and currency. The iPhone app needs iOS 26; there’s no Android app yet.
• Settle Up lets friends view the balance in a browser without the app. The free version shows ads. Premium removes them and adds receipt photos, for $3.99 a month or $19.99 a year in the US App Store. Group Premium, a one-time payment, covers everyone in one group.
• Kittysplit is free for up to 9 people, in any browser, with sign-up optional, and anyone with the link can add expenses. Several currencies, receipts and up to 100 people need Super Kitty, €2.99 once per group (Kittysplit prices in euros).
• Splid is a free app that converts between more than 150 currencies, works offline and needs no sign-up. Its US App Store listing sells Splid Plus for $3.99 and 2 Groups for $2.99, with no term given, and makes Excel export an in-app purchase. It doesn’t say what else free leaves out.
• SplitMyExpenses runs on the web, iPhone and Android. The free plan has no AI receipt itemizing; Unlimited is $3.99 a month. Friends join by an invite link and, its site says, “can register to the platform.”

A shared spreadsheet costs nothing, if someone is happy to do the sums.

• One trip with friends. Spliit if nobody should install anything, Kittysplit if you’re 9 or fewer, Tricount if everyone’s happy with an app.
• A shared household. Costs come a few at a time, so Splitwise’s free 4 a day may be enough. If the ads are the problem, Spliit has none. For rent and bills that repeat, SplitMyExpenses’ free plan keeps up to 10 recurring expenses.
• A couple. Two people rarely outgrow a free plan: Splitwise’s 4 a day may be enough at home, and Kittysplit’s cap of 9 never comes up. Spliit needs no app at all.
• A group across currencies. Tricount shows the total in one currency, Settle Up uses real-time rates and Splid converts between more than 150, all free to start. Kittysplit needs Super Kitty for more than one currency.

Trip Split is ours, and it isn’t free: it comes with implements, $4.99 a month or $49.99 a year for every tool, with no ads. There’s no daily limit; a trip holds up to 500 costs and 50 people. Friends open one link and see every cost, their balance and how to pay you, with no app and no account: a Pay button for PayPal or Cash App, or your Venmo or Zelle name to copy.

The link is for viewing: only you add costs, while in Spliit and Kittysplit anyone with the link can. Each trip uses one currency, needs a connection and keeps no receipts. For a trip across currencies, Tricount, Settle Up or Splid does more; Tricount and Splid also work offline, and Tricount and Spliit keep receipt photos.